December 13, 2017

Get Insurance Quotespecialty industries

In addition to the products and services we offer to our clientele, we have developed a broad understanding and knowledge of specific industries that require specialized coverage. These include:

› Financial Institutions
› Real Estate Owners & Developers
› Technology
› Human Services & Non Profits

Financial Institutions

ACBI offers insurance solutions to a variety of Financial Institutions including banks, hedge funds, investment advisory firms, insurance and reinsurance companies, and we provide traditional packages including property, general liability, business auto, umbrella, and worker compensation. Financial Institutions, however, also require additional insurance products designed specifically for the needs of their industry. These include:

› Directors & Officers Liability
› Professional Liability
› Fiduciary Liability
› Financial Institutions Bonds
› Trust Department Errors & Omissions

› Environmental Liability Insurance
› Mortgage Impairment Insurance
› Forced Placed Insurance
› Cyber Liability Insurance
› Electronic Data Processing Equipment

Real Estate & Property Development

Real Estate owners, developers and property managers require professional advice and counsel on an ongoing basis. ACBI’s team of real estate specialists work with our clients to customize insurance programs to meet each individual property need. We can and do provide an array of products to protect the needs of your industry. We insure the local $200,000 apartment building but also represent and place cover on billion dollar national real estate portfolios as well. Some of the specialized products offered to this industry include:

› General Liability
› High Limit Umbrella
› Builders Risk
› Environmental Impairment
› Difference in Conditions
› Loss of Rental Income

› Machinery & Equipment Breakdown
› Broad Named Insured Coverage
› Cross Liability Coverage
› Building Ordinance Insurance
› Flood & Earthquake Insurance
› Tenant Relocation Expense

Technology Companies

The companies succeeding in today’s fast moving society are more often than not – technology related businesses. The world moves at an incredibly fast pace and these firms face greater and more risks than ever before.

ACBI has a team of dedicated and knowledgeable people who work daily with technology businesses and who understand the exposures these firms face and are therefore able to tailor specialized programs to cover these exposures to loss. Once again, in addition to the “core” coverage a business requires i.e. property, general liability, worker compensation and umbrella, ACBI educates our clients and explains the special types of insurance technology related companies require. These include: 

› Software & Hardware Insurance
› Data & Network Storage Insurance
› Technology Errors & Omission Liability

› Cyber Liability
› Networking Coverage

Human Services & Non Profits

Companies that do so much good for their communities don’t need to worry about their insurance programs. Right? Well, unfortunately, you too can be sued. And you have many of the same problems the “for profit” companies do. 
That’s why we have a special unit devoted to the Non Profit world to make sure you never get “caught short” with your insurance. Again, you need the “core” coverage most businesses carry including a business package, business auto, business umbrellas, and worker compensation. But there are other specific insurance products for your industry too. These include:

› Professional Liability
› Physical & Sexual Abuse Insurance
› Broadented General Liability Coverage

› Broadened Auto Coverage to cover damages caused by residents or clients
› Specific Risk Management & Loss Control Services
› Web Site Materials Available to Keep you Informed on Current Trends in the Non Profit world

ACBI is very familiar with the Human Services Community and the insurance markets that serve this community. We can be helpful in matching your needs to those insurance markets.