June 1, 2020

Personal Insurance

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"We have been clients of ACBI for 10 years and they have routinely gone above and beyond in taking care of our insurance needs. Not only do they answer questions and explain policy details quickly and clearly, they advise us based on specific situations."


Tom with ACBI in Fairfield CT "ACBI's Private Client Group offers clients peace of mind, confident their personal assets are properly and adequately protected by insurance professionals and world class insurers. We work very hard each and every day to learn about our clients, their needs and exposures and to offer the Personal Service, Insurance Expertise, and Quality Insurance Carriers they deserve."

Thomas J. Landrigan
Vice President

Private client group

Individuals and families with substantial assets face significant risks in the litigious society in which we live. Their lifestyle can change in an instant from one single negative incident. To protect clients with more complex insurance issues, our Private Client Group designs and implements customized insurance programs that enhance protection and minimize threats to personal wealth and security.

Primary homes with substantial insurable values, vacation homes in places such as Hawaii, Martha’s Vineyard, Nantucket, Florida and Europe; extensive collections of fine arts, jewelry, wines; personal aircraft, yachts, and equine exposures – all present issues requiring confidentiality, experience, and vigilance to assure proper coverage. Our staff has years of experience dealing in these areas and works closely with selected markets in this most specialized field.

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Here is a list of some of the services ACBI’s team of professionals provide clients:

› Emergency Claim Services 24/7
› Annual Reviews Assessing Needs, Potential for Loss, and Ways to Mitigate Loss
› Detailed Property Appraisal Service
› In House Claims Management
› Innovative Insurance Products
› Specialty Insurance Carriers
› Replacement Coverage – Without Limitation

How Recent Legislative Changes Affect Flood Insurance, click here to view FEMA's Summary.

FLOOD DAMAGE:  How much damage would you incur with different water levels inside your home? Click on this interactive tool to find out.  You don't have to be in a flood zone to purchas flood insurance.  Call our office today for a quote. 

Here are just some of the products we offer to protect your personal assets:

› Homeowners
› High Valued Homes
› Renters Insurance

› Jewelry, Antiques, Art, Silverware, Furs
› Automobiles
› Umbrella Liability

Additional Coverages

› Flood
› Earthquake
› Boat

› Worker Compensation
› Identity Theft

The real test of an insurance broker and the carrier is how they respond when a claim occurs. ACBI acts with urgency when a client experiences a claim and requires the carrier to do the same. Hopefully, you will never experience a loss but should you, our promise is to settle the loss quickly and to your satisfaction with as little disruption in your life as possible.